Did you know buying a home comes with many risks? Without the proper coverage, buying a home can become unaffordable. Mortgage insurance helps you buy a home by protecting your financial future when things don’t go as planned. If you have little or no equity in your home and cannot pay your mortgage loan if something happens, then you need mortgage insurance.
Mortgage insurance is an add-on policy that protects lenders in case you cannot repay the loan for some reason—for example, if you die or can no longer work and cannot pay the mortgage. This article will explain what mortgage insurance is and why you need it as well as provide insight into different types of mortgage insurance so that you can make an informed decision regarding whether or not to buy this important financial protection.
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